Auto Insurance

Do you go with your auto insurance because it's reputable?

invalid@example.com (MrsJones) — Sat, 20 Jan 2018 06:09:47 +0000

I have been getting quotes for auto insurance for about five months now and I just switched today and will save $231.60 for 12 months. I had been with my former insurance company for 15 years because it is very reputable but when it comes to the bottom line it's all about the money. The ironic thing is that the company that I switched to is just as reputable.

Auto Insurance!

invalid@example.com (wallet) — Sat, 08 Jul 2017 13:13:08 +0000

Hello my friends, I have chosen this subject about auto insurance because I want to know if in your country the costs are the same as here in Bucharest, Romania. I don't own a powerful car, it has a small engine of 1.6, 95 power, and my insurance payment is 170 dollars a year, and it is made at the lowest auto insurance company. If I would make a CASCO insurance, I would pay double.
I think that insurance costs are very high here and I wonder how much does it cost your auto insurance in...

Aaa Car Insurance

invalid@example.com (Diane Lane) — Sat, 01 Jul 2017 15:44:43 +0000

Does anyone here have AAA car insurance? I'm looking to find out how the rates compare to those of other major car insurance companies, and also would like to know how the claims process works, as compared to that of other companies.

I've been through the process a time or two with my current company, and the first few times (none were my fault) went fairly smoothly, but the last one wasn't fun, with me having to threaten to leave the company, in order for them to give me the coverage I...

Auto Insurance

invalid@example.com (Ke Gordon) — Sat, 01 Jul 2017 15:42:06 +0000

Is there any way to save money on auto insurance if you just have liability insurance? I love my insurance, I am with Geico and have not found a way to beat their rate. I pay less for insurance than anybody I know. However, if I could pay even less I would be happy. Does anyone have any tips for greater savings?

Claiming Insurance

invalid@example.com (Vinaya) — Sat, 20 May 2017 21:40:54 +0000

Recently, my motorbike hit another motorbike and the rider broke his wrist. My motorbike has third party insurance, which means, if my bike hits another person or vehicle, the insurance company will pay the monetary refunds. Do you have this kind of insurance?

How much are you guys paying for auto insurance?

invalid@example.com (jtucci21) — Fri, 12 May 2017 03:29:53 +0000

I'm 27, female, and paying about $100/month not counting installment fees. That seems kind of high considering I've never been in an accident and have only had 2 claims (small at that, just side windows broken) since I started four years ago. How much are you guys paying and what is your history like?

Why Do Insurance Companies Take So Long To Pay.

invalid@example.com (ADSSOLSN) — Thu, 20 Apr 2017 08:18:31 +0000

I don't know about you guys but I have realised that insurance companies are as less friendly when paying than when collecting money.
two of my friends have had accidents in different occasions; and I realised that they both had trouble getting their payments from the insurance companies.
what's your exprience ?

Is There Insurance For Old Vehicles?

invalid@example.com (remnant) — Thu, 23 Mar 2017 15:50:04 +0000

I was wondering whether its possible to get an insurance policy for old vehicles. The fact remains that at some point, vehicles become unroadworthy and the owner has to scramble to replace them. I think it would be a cheaper method since the insurance companies can enter into deals with car companies in order to reduce compensation costs.

Canceling the insurance

invalid@example.com (Gelsemium) — Fri, 16 Dec 2016 06:28:41 +0000

I've just canceled my car insurance yesterday because I was unhappy with them and I asked for them to return the money that I already paid because the insurance had not expired yet. Have you ever done this? Do they return the money when you cancel before time?

Go App - Compare Auto Insurance Rates

invalid@example.com (cluckeyo) — Sat, 19 Nov 2016 04:28:33 +0000

I understand there as app called "Go", which will help you compare auto insurance rates. They say, don't get married to your auto insurance carrier. Use this app and it will help you find the best rate every time you need to purchase a policy. i have not tried it, just passing along the info.

Are All Your Vehicles Insured?

invalid@example.com (moondebi) — Fri, 18 Nov 2016 05:12:05 +0000

Though our car has an insurance policy, the two-wheeler doesn’t have any. When we bought the vehicle, insurance came along with the deal. As it got expired the policy was renewed. It went for a while before the vehicle got pretty old. Now it makes no sense to give premium for such an old vehicle. I’m just prying the eyes of traffic police as having an insurance policy is must here to drive a vehicle.

You do have a similar situation?

Has Anyone Installed The Device To Get A Discount On Car Insurance?

invalid@example.com (MrsJones) — Sat, 20 Aug 2016 11:59:42 +0000

We recently changed our auto insurance and agreed to the installation of the device that monitors your driving habits to get the additional discount. It just arrived and I have yet to read the paperwork that accompanied the device. I have often wondered if this really pays off. I've never heard anyone comment about it.

Anyone?

Do You Have To Have All Your Vehicles In Your Household On Your Auto Policy?

invalid@example.com (MrsJones) — Sat, 20 Aug 2016 04:55:48 +0000

I recently discovered that my auto insurance requires that all vehicles be listed on the policy because I'm married?! I have never heard of this before.

This discovery came about after my husband called to have his car removed from the policy and the whole policy was cancelled. I discovered this when I went online to pay my premium and it was terminated. Of course I called my agent immediately to find out why and get it reinstated. When I was told I couldn't get the policy reinstated...

Am I Supposed To Be Paying This Much?

invalid@example.com (MyPoesies) — Sat, 20 Aug 2016 04:52:36 +0000

I just recently got my own car insurance that just has me and one vehicle on it. My parents, friends, and everybody else agrees that I pay way too much for my local auto insurance provider. I don't have Progressive or Statefarm or none of those big insurance places. I keep thinking since I'm a younger client that they bump up the prices. (I'm 20, by the way.) I pay $68 for just liability in Arkansas. Do you think I pay too much? How do you think I could lower it IF I could even lower it or...

What age do you plan to stop driving?

invalid@example.com (MrsJones) — Sat, 20 Aug 2016 04:49:48 +0000

I often think about older people when I see them driving and I wonder just how old are they are. Sometimes you can hardly see their heads in the driver's seat when you're behind them and when you go around them they give you this mean scowl. Then I think I don't want to drive when I'm old. What age would you stop driving? I just thought of something - maybe this thread should be in another forum. Darn it..

Geico

invalid@example.com (gmckee1985) — Mon, 08 Aug 2016 13:27:51 +0000

Anyone else use Geico auto insurance? I do and I can't say I have any complaints so far. Their coverage and costs are pretty much in line with what I expect and I haven't had any accidents so I haven't really had to deal with their customer service yet. All in all, what has been your experience with Geico?

Would You Forgo Car Insurance To Save Money?

invalid@example.com (prose) — Wed, 27 Jul 2016 11:51:52 +0000

In the state that I live in, car insurance is mandatory. Drivers who are pulled over by police without proof of car insurance are ticketed and heavily fined. For safety reasons, I would never drive in an uninsured vehicle. However, I know people who do not have car insurance in order to save money.

Would you forgo car insurance in order to save money? Do you know of anyone who has?

Keeping Insurance Companies On Their Feet

invalid@example.com (tasha) — Thu, 16 Jun 2016 06:58:49 +0000

if you have car insurance then you do know that another company will better your rates if you let them know what you are paying and they will beat the price every time. I have done this with my insurance company and they did lower the price I was paying so that I would not move to another company. Keep them on their toes and let them work for you!

Liability Only

invalid@example.com (cluckeyo) — Fri, 27 May 2016 00:02:24 +0000

One of the beautiful parts of owning a well running older car, is that it is probably paid for. And when it is paid for, then in Texas at least, the only thing you have to keep on it is liability insurance. We are safe drivers and we don't even get out that often. So I don't like the idea of a big car insurance bill. We are establishing our records with State Farm, a great company. So in the event that we do some day get a newer car, they will already know about us and that will get us a...

Motor Insurance Inequity

invalid@example.com (explorerx7) — Wed, 25 May 2016 18:18:49 +0000

The law stipulates that if you own or operate a motor vehicle it is mandatory to have insurance coverage. Therefore, if you opt not to comply and chose to operate without the coverage and you are caught, you will be sanctioned.
This rule allows automatic business for the insurance companies and you are required to pay for the service in advance. However, in many instances, whenever a claim is made on the insurance company, they stall and delay in compensating you, sometimes without a valid...

Agent Or No Agent?

invalid@example.com (Wace) — Fri, 25 Mar 2016 03:48:26 +0000

In today's high tech marketplace, the internet has made it possible to purchase a wide variety of products and services from a much wider variety of sources. Small businesses are increasingly having to adjust to competition on a larger scale. We now can purchase auto insurance online, and cut out the middle man all together. Sometimes, the rates are a little cheaper because the companies are selling direct to the end user. Here in lies my question. How do you feel about purchasing...

Lapse In Auto Insurance Costs...

invalid@example.com (MrsJones) — Thu, 17 Mar 2016 12:00:00 +0000

I am new to the ins and outs of having auto insurance. And for those who are like me you want to know enough to make an informed decision.

In my quest to find out as much as I can about auto insurance I have learned that if your policy has lapsed for whatever reason that it costs more when you get a new policy. With that said if you are looking to switch insurance agencies it is beneficial to switch while your current policy is still active.

If you find that you need to switch for...

Insurance Company Loyalty

invalid@example.com (RaineyDay477) — Wed, 18 Nov 2015 02:31:28 +0000

My husband and I have been with the same auto insurance for close to 20 years now. I've never shopped around and thought that if we were long standing customers that when problems may arise, or our kids became drivers, that the company would work with us. Now, I'm beginning to think this is naive and I wonder if I should start shopping around.

Are you loyal to your IC, or do you shop different companies every year?

How To Save On Auto Insurance

invalid@example.com (PunkinPie) — Fri, 25 Sep 2015 22:07:03 +0000

As an insurance agent I get asked all the time by people "Can't you get me cheaper rate?" "How can I find a lower price?" "Who has the cheapest price?". The problem with all these questions is each person's situation is different. Insurance pricing is based on a few different factors, a few examples are:

Credit: Yes, the better the credit you have the better rate you will get. Insurance companies weigh this heavily as statistics show that the lower the credit score a person has the...

Tips For Buying Used Cars

invalid@example.com (Georgia Hilson) — Sun, 13 Sep 2015 19:21:11 +0000

Buying used cars is no easy task. There is a lot of potential to be scammed when purchasing a used car if you are not prepared with all the information you need. Every day thousands of people are scammed into purchasing used cars for much more than they are worth, and often the cars they purchase do not even last long because the previous owners lied about the car’s condition. Buying a used car can save you money and be a wise decision, but in order to avoid getting scammed, follow this...

Uninsured Motorist Insurance

invalid@example.com (MrsJones) — Wed, 12 Aug 2015 15:44:10 +0000

I recently switched insurance companies in an effort to save money. I did save some money but what I found out was that certain coverages that I had under my old poicy were not added, one of which was the Uninsured Motorists Insurance. I was kind of upset about it at first but it got me to thinking... Sure the possibility is always there that another driver may not have auto insurance but what is the likelihood of this happening? It's a chance I'd have to take that it won't.

Do you elect...

Roadside Assistance On Your Auto Insurance

invalid@example.com (PunkinPie) — Tue, 11 Aug 2015 19:59:56 +0000

Almost every car insurance company out there offers a type of road side assistance coverage for very little extra cost. A lot of people purchase a AAA roadside assistance policy on its own. You don't have to do that if you have an insurance company that offers the coverage. I personally added the coverage to my policy for $3 a month. Well worth it if you ask me! The coverage will pay for towing, key lockout, gas, etc. The peace of mind is worth the $3 a month in my opinion.

This is...

What coverages?

invalid@example.com (Gelsemium) — Sat, 08 Aug 2015 20:38:45 +0000

When making an insurance to your car what are your choices, do you go for the cheapest possible and hope for the best or do you prefer to pay for a more expensive insurance just to be better prepared in the case of an accident?

Is Breakdown Cover With Insurance Worth It?

invalid@example.com (Hedonologist) — Mon, 20 Apr 2015 12:41:15 +0000

Is the additional extra of breakdown cover offered by insurance companies worth it? I know that mine charges £49/year but AA offers it for £29/year. I wonder if the breakdown cover offered by the insurance companies is any better than those offered by specialist breakdown services.

Crazy Idea That Seems To Work?

invalid@example.com (Mockingbird) — Mon, 16 Mar 2015 01:15:58 +0000

Okay somewhere along the line I got this idea in my head about car insurance and the policy payments. Normally the contract is for a year, and the number of times you pay can vary, mine being twice a year. I got this thought in my head when money was scarce that I could actually extend the payment time if I missed the due date and let the payment go into the grace period.

I noticed this moved the next payment date back further on the calender. Now I am not saying this is a great plan,...

Does Your Insurance Cover Accidents Caused By You?

invalid@example.com (JulianWilliams) — Wed, 11 Feb 2015 04:14:12 +0000

Do you have the type of insurance that covers the damages to your car in case of accidents caused by yourself? I've never bought that kind of insurance. If I bash my car into something I'll have to pay out of pocket to fix it. Is it worth buying such insurance?

Just how do you identify the best insurance cover for the elderly

invalid@example.com (Jatelo2) — Fri, 02 Jan 2015 04:19:52 +0000

This is a question that is pertinent to me. Most insurance covers appear very convincing only to find out later that you never understood some aspects of the policy.

Now how does one read the fine print of a cover. Or should I ask the features of an excellent cover for the elderly? I've been asked for an opinion on the same and would love to hear from the professionals.

Thanks for your your help.

Are there any ethics in this business?

invalid@example.com (Gelsemium) — Thu, 23 Oct 2014 08:11:02 +0000

I have a friend who was visited by an insurance expert and he tried them to write things he didn't want and asked him to fill extremely invasive forms. I doubt that it's something legal, but surely it's ethically wrong. What's your view on this?

Are you tempted by free gifts from insurers?

invalid@example.com (GemmaRowlands) — Wed, 22 Oct 2014 21:17:49 +0000

As you will no doubt be aware, there are a number of insurance companies - and comparison websites - that choose to use the offer of free gifts to make customers sign up with them. However, the problem is that you can often be so obsessed with wanting the free gift, and collecting all of them if this is an option, that you don't stop to think about the fact that you might actually be spending more money on the item in the first place.

Would you ever be swayed in your decision by free...

I'm satisfied, Leave me alone

invalid@example.com (LadyMiles) — Wed, 22 Oct 2014 05:23:16 +0000

I seem to always get these phone calls, emails, and little cards in the mail asking me to switch over to some other insurance. These deals always claim to be able to save me money. Crazy thing is, every time I call to get the quote they always tell me sorry, we can't beat that price. Just cracks me up. I have been with GEICO for almost 5 years now and was with State Farm before that for about 7 years. Although State Farm provided me with good coverage, GEICO is able to provide almost the...

Are you a safe driver? Consider raising your deductible to lower policy.

invalid@example.com (downloadsincomplete) — Tue, 14 Oct 2014 12:59:12 +0000

Just looked at my auto insurance policy. I wanted to look at what kind of variables could lower my rate and to my surprise there weren't many. I have an excellent record so it's not high due to my history. In terms of coverage and liability I was already at the legally required state minimums so I could not change that. But the one thing I could change was my deductible.

I had a $200 deductible. I figured I wanted to keep it nice and low in the event of a claim and I wouldn't be burdened...

Will you drive your car without insuring it?

invalid@example.com (Carlalexander) — Sat, 11 Oct 2014 03:17:38 +0000

I have a friend of mine who drives his car around without insurance, I always try to explain to him the risks but well, him being himself, he wouldn't listen. Would you risk driving your car without auto insurance?

Free breakdown cover (UK)

invalid@example.com (rubydust) — Sun, 28 Sep 2014 12:11:58 +0000

I recently purchased my car insurance from the AA. As an added bonus, they were offering one years free membership to the AA breakdown service. Since I would have needed to buy breakdown cover from somewhere anyway, I signed up. I'm pretty pleased at saving myself some money, and now I don't have to worry about being stranded at the side of the road, if my car were to break down.

The only thing you have to remember is that at the end of the 12 months, it automatically subscribes you...

How often do you evaluate your Insurance Policy?

invalid@example.com (Zyni) — Fri, 26 Sep 2014 01:41:46 +0000

It can be helpful to evaluate your Auto Insurance Policy from time to time. Sometimes, you are eligible for insurance discounts and don't even know it. There are different milestones and criteria for different companies. Have you recently married? Have you recently turned 25? Things like this may entitle you to discounts.

Companies change their policies at times as well. A particular policy may cost less (or more) now than it did when you signed up. Ask your Insurance Agent to review...

Excess Insurance

invalid@example.com (lizzief79) — Tue, 16 Sep 2014 12:11:07 +0000

I was reading the newspaper yesterday when I came across an article about a type of insurance I wasn't aware existed. It is called excess insurance. Basically, when you take out home, car or other types of insurance, you are usually liable to pay the excess. This amount tends to vary depending on your policy.

If you take out excess insurance, then your excess is paid for you. Has anyone else heard of this before and do you have a policy? Is it worth the additional expense?

What's you method to getting cheap car insurance?

invalid@example.com (JoshPosh) — Mon, 15 Sep 2014 12:40:13 +0000

I use to think I was getting screwed when applying or getting quotes for car insurance. When I was 18 I bought my own car and needed car insurance. Yeah, it was expensive on account that I was fresh out of school and as young as I am, my policy was expensive. But then there were small deductions like anti lock brakes, i was a member of a union, all these other factors that made it slightly cheaper. But over time my premiums dropped big time because I had a long run of accident free...

Progressive Insurance

invalid@example.com (Mayvin) — Sat, 06 Sep 2014 15:41:04 +0000

Their commercials are so funny and I did get an insurance quote from them once but in the end I decided to stick with State Farm because I was getting a better deal for the same price. Actually at a lower price for higher coverage. I was curious to know if anyone has used progressive and what were your thoughts about it?

Anyone use USAA auto insurance?

invalid@example.com (atribble73) — Mon, 21 Jul 2014 18:59:37 +0000

I have been with USAA for my auto insurance and after seeing what others pay for their policies, I am very lucky to pay the small amount that I do.
Who else uses them for auto insurance?

What company do you use for auto insurance?

invalid@example.com (brutal37138) — Wed, 16 Jul 2014 04:02:21 +0000

I have been with State Farm for probably a good ten years now. I've never had any "real" problems from them and I've filed a few claims over that amount time. Which company do you use for insurance? Do you feel like the rates are fair? How is their customer service and your overall satisfaction?

Passive Aggressive Driver Helps Cause Accident Then Laughs About It While She Videotapes It

invalid@example.com (ohiotom76) — Thu, 10 Jul 2014 19:49:44 +0000

This has been making the rounds lately - a driver who was irate over being tailgated videotapes the person tailgating her getting into a wreck while passing her...

While the guy behind her was a hothead, it's pretty obvious from the clip and her comments that she instigated the whole thing to begin with. I'm amazed that she didn't get arrested for her own wreckless driving as well.

If you have no intention of passing anyone,...

USAA Insurance

invalid@example.com (pvarble1) — Fri, 27 Jun 2014 11:25:57 +0000

USAA Insurance is the very best insurance. To sign up you have to first be connected to someone in the military like your parents or a spouse. However, once eligible, always eligible. I was eligible and obtained insurance through an ex husband I've been divorced from him but maintained my insurance for over 15 yrs now. So worth the inquiry!

motor insurance

invalid@example.com (sayali1234) — Wed, 25 Jun 2014 05:12:27 +0000

I have recently bought my first car and my friends have advised me to get motor insurance. I am not sure about it though. Should I invest in one?

Standard Price for insurance?

invalid@example.com (lovemwaf) — Mon, 23 Jun 2014 18:05:16 +0000

Do you think that there should just be one standard prce for insurance on all vehicles. In my opinion if insurance is compulsory, it should really just have a set price as the insurance companies are always gonna be making money from those that insure with them. So for me it would seem fair to just have one standard and average price for insurance. What say ye?

How long before?

invalid@example.com (Strykstar) — Tue, 29 Apr 2014 11:44:16 +0000

How long before you insurance runs out do you start looking up alternatives?
Do you also try to drive your current insurance down or do you go straight for other companies to that advantage of "new members" offers?

Do You Ever Get an Insurance Policy Review?

invalid@example.com (nwitt) — Fri, 04 Apr 2014 13:20:48 +0000

I have been with Progressive for a bit over 5 years now, so I now have benefits like "accident forgiveness" (we will see if it actually happens!! lol) - so I have sort of avoided starting a new policy or reviewing my policy with them, to ensure that I keep this benefit.

I have looked at a couple of other companies about a year ago and they were right at the same price or more for the same level of coverage...

How often do you review?