Do you think getting a 0% interest credit card would be wise? Since you have to pay the money within a specific period, failure to do so would end up being quite costly. One company which gives you up to 26 months to pay the money you owe charges 28% interest beyond that day. I suppose they use this 0% interest offer to entice people to get the cards because they know eventually they get to make a lot of money. Is it worth risking paying ridiculously high interest rates when you could avoid it all?