About two years ago an Aflac representative came into my work and gave a presentation about the three different types of coverage they have. They offer accident insurance, illness insurance, and cancer insurance. The accident insurance is much like car insurance except for you body, if you break a leg you get money to cover bills, groceries, etc. The illness insurance pays out when you get sick, and the cancer insurance does the same with cancer. I signed up for the accident and illness insurance as it was only 20 dollars before taxes which equates to about 10 dollars after taxes. Over the winter I got the flu and was out of work for two weeks. Aflac actually came through and paid out a good amount of money to cover lost wages, bills, groceries, etc. I even got 60 bucks for going to that doctors to cover my copay. The whole process was pretty painless and I am pretty happy I signed up for the coverage awhile back, stuff like this is usually scammy if you know what I mean. Has anyone else had any experience with Aflac?