In today's high tech marketplace, the internet has made it possible to purchase a wide variety of products and services from a much wider variety of sources. Small businesses are increasingly having to adjust to competition on a larger scale. We now can purchase auto insurance online, and cut out the middle man all together. Sometimes, the rates are a little cheaper because the companies are selling direct to the end user. Here in lies my question. How do you feel about purchasing automobile insurance directly from the big insurance companies? Does it bother you not to have a local agent? Can you see any disadvantages to this type of purchase? Please let me know your thoughts. I'm beginning to think that insurance sales have become a strictly price driven market. Does anyone care about service any longer or is price the only factor when making your purchase?