A large number of people have debt issues. That is a fact. They wouldn't have to deal with the issues if only they could run their financial lives like a business. Businesses have one goal. They must make profits. Using the same logic, if you treated your financial life as a business you'd also do whatever it takes to save some money by the end of the month. Thoughts?
For me, having debts is not really an issue unless you are neck-deep and cannot pay it. Debt makes the world go round. Like when you need a fridge, buy on credit and pay it in installment. While paying, you are already availing of the benefits because you can now preserve your leftover food. So I guess having a credit card is an advantage and not a bane that would shove us to bankruptcy. Just know how to use the credit card.
