Do you think student loans are worth it? A lot of people graduate with a lot of debt and regret it, but sometimes the investment is worthwhile because students graduate with degrees and qualify for jobs they wouldn't otherwise qualify for. So, do you think loans are worth it? I think they are, but I think it's best to exhaust all other possibilities first. I also think it's important to only borrow what you need for tuition and to work for living expenses instead of borrowing that too.