Are you more comfortable lending money to people, be it your friends or a stranger or are you more comfortable borrowing? Personally, I really don't fancy borrowing money from anyone or anywhere, not banks or cooperate individuals. This is actually because I don't well being a debtor. It deprives me of my peace and rest of mind and body. It practically gives me a push up in my blood pressure should I by accident bump into the individual that I borrowed such fund from. What's your pick, borrowing or lending?