My issue is that I am a saver, I like my liquid cash reserve but I want to build some equity. Would it be best to buy RIETs or a home of my own and build equity? Don't mean to be vague but my credit score are in the 700's and I have money in the bank for a healthy down payment. Should I take the plunge or just rent and keep my liquid cash reserve for investments such as index funds, bonds, CDs and REITS . I don't want to end up "house poor"