Today's real estate market has a multitude of great deals for investors. Many people do not realize that they can purchase investment properties with their retirement plans. They are commonly known as self-directed IRAs. You must use a third party administrator to handle the transactions. This is normally a trust company that specializes in self-directed IRAs. All costs of the investment property come out of your retirement funds. That means repairs, taxes, and insurance along with the original purchase. All profits, such as rental income, go right back in the retirement fund. There are several reputable trust companies that are skilled in self-directed IRAs. Equity Trust and Pensco are two of the most well known. They will be able to guide you how to use a self-directed IRA to purchase real estate.