OK, so basically, me and hubby need to up upgrade to the latest iPhone. We have the 6, but they're both 16gb and we've realized it's hardly enough space. So we're both upgrading to the 128 6s. Also, hubby is a big runner and wants to get the Apple Watch. I've calculated that we'll be spending close to 1500 total. I don't want to have to put this on credit, but it looks like I'll have to unless someone can direct us to a better deal? We already spent nearly 5000 upgrading to the latest Macbooks (ours were nearly 2 years old), but that had to go on credit, too. I don't want to activate another credit card, but I can't seem to find a better deal anywhere. Any suggestions?