I just wanted to do a public service and let people know of a little known loan product called a Cash Out Auto Loan. If you own your auto free and clear (or, most times, if you have any equity in your car even if you are financing it) you can take a loan on it. For some reason, many people people don't know that this option exists. Depending on the bank you can get anywhere from seventy to one hundred percent of your cars blue book value. It's sort of like a personal loan only at an auto loan rate because it's backed by collateral. There are restrictions usually like year and mileage of the car. It's a great option for debt consolidation, a new purchase, or to supplement the cost of an additional car even. Many times banks will not advertise these types of loans so you'll more than likely have to call and ask.