I have both the credit card and a prepaid card. I just applied for them recently but I haven't started using them yet but I will soon. I got the credit card from my local bank after opening an account with them because I needed it for validating my new Paypal account which I have already done. I learned online that you should never validate your paypal accout with a debit card because they do not offer any refund incase your bank account gets hacked. What are some of the benefits of a prepaid card? I know it is important to have both of them but I am yet to have my favorite because I don't know which is better.