I think that anyone who takes any form of insurance should be automatically given a credit insurance too. For example, if you insured yourself against the risk of fire and the fire occurs. So the fire makes so much damage that it might take you like forever to recover the things you lost then a credit insurance should be able to help you pay debts you cannot pay because of the insured risk that occured. On the other hand, the fire insurance policy will help you get back to the financial position you were in before the risk insured against occured. I think credit insurance should not be something you ask for. It should be something you automatically get as long as you have an insurance of any form. What is your opinion on this matter?