It is very difficult for me to save money as I am somewhat a spendthrift. So I opened a Recurring Deposit in a bank and I know I have to put money every month without fail. But I know it is not going work out so I automated my monthly deposit to RD. Every month a particular amount will be moved from my saving account to my RD. I think it is quite convenient and I no more worry about manually depositing the money. As soon as my salary hit the bank account on a particular date this amount will be deposited in RD automatically. Did you ever automate your savings in bank?