This is a question I have to ask, why because I see so many car washes out there these days trying to raise money for the funeral of kid. Its a sad situation that some of us think of life insurance as something for adults to have. Yet, the truth be told whether we like it or not kids need life insurance as well. I remember growing up when schools offered life insurance for the kids going there, my parents always made sure they had the money to insure us. But I find that this isnt' just an issue with kids. There are even adults who think it isn't necessary to insure themselves at a young age. But the thing is death can strike at any age. I see a commercials on TV these days that kind of annoys me about a daughter getting concerned because her mother got life insurance and the daughter herself is married iwth kids. I so wanted this mother in the commercial to tell her daughter that she too needed protection because she need to provide for her family, none of us know when our time comes. But no the commercial was all about the mother getting insurance and not encouraging the daughter to do so. Again bringing home the message that life insurance is something older people should get. Anyway, these are just rants of mine. Throughout my life I have known the importance of life insurance at any age.