I am somewhat a spendthrift and not able to control my credit card usage. I always end up buying unnecessary things for some cheap free gifts. So I stopped using credit card these days. When I go to a shopping mall with a list in hand and credit card in pocket I always buy products which are of no immediate use to me. Free gifts and offers attract me a lot and it is something like having a magic spell on me. I think they know how to attract customers by carefully arranging products to get the maximum visibility. Most of these products with free offers would be of a low expiry date or of inferior quality. Do you know how to use your credit card wisely while shopping? What steps do you take to ensure that?