Do you follow Dave Ramsey's advice? How do you feel about his thoughts and advice on saving money? Dave Ramsey is a finacial author and radio host. His website is daveramsey.com I recently bought his book called "Total Money makeover." This book is all about achieving these 7 steps. My husband and I are trying out these steps in hopes we can get our finacial situations together. Dave Ramsey highly suggests following his 7 baby steps program. These steps are: 1.) Save $1,000 in your emergency fund 2.) Pay off all of your debt 3.) Put back 3 to 6 months of expenses in your savings 4.) Invest in Roth IRA's 5.) Start a college fund for your kids 6.) Pay your mortgage 7.) Give What do you think? Do you think Dave's 7 steps work? Have you ever tried following his plan?