Do you have more than one bank account? I was reading the papers about a woman who lost everything because her account was hacked, and her insurance only covers up to a certain amount per account. Some of the advice given was that if you have savings over the insurance level, they should be in multiple accounts to ensure you don't lose the money. I have a few accounts, my main one, savings accounts, and a secondary current account I don't use anymore. What about you?