Do you use Bill Me Later?

Discussion in Payment Methods started by Kaybee517 • Dec 9, 2012.

  1. Kaybee517

    Kaybee517Active Member

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    I've been using Bill me Later for years. I find them easy to use and convenient when you don't have cash on hand. It's basically a line of credit (like a credit card). You can use at online merchants like Overstock.com, Walmart.com, Drugstore.com to name a few. Some offers include deferred interest for 6 months. Check out Bill me Later

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    #1Dec 9, 2012
  2. Jessi

    Jessi<a href="http://www.quirkycookery.com">QuirkyCooke

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    I have only used it once. I did it a couple years ago because there was an interest free promotion running and they had a great rewards program. So I purchased a large item, got the points for it, and then paid it off a couple months later. I knew I had the money already, so it wasn't a big deal to use the credit line.
     
    #2Dec 10, 2012
  3. crossunitedfate

    crossunitedfateMember

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    I've yet to use this feature at all no matter what the store. I've always had this underlying fear that their going to try to stiff me with interest with something like this. Especially since it has the same set up as a basic line of credit.
     
    #3Dec 10, 2012
  4. hunysukle

    hunysukleActive Member

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    No, I've never used Bill Me Later. I always just pay for items on the stop. I would love to use that feature, it sounds so convenient.
     
    #4Dec 10, 2012
  5. Parker

    ParkerWell-Known Member

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    I have never heard of this Bill Me Later program. I can see how it would be useful. But I am committed to only buying what I money on hand to purchase. This keeps me out of trouble. lol
     
    #5Dec 10, 2012
  6. steph84

    steph84Active Member

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    I use BillMeLater and did not know that you can use it on Overstock! I am so thrilled! I am going to use it for Christmas shopping. I just found out that you can also use it on Hotwire. I plan on using it to pay for holiday travel. You start out with a $250 line of credit so you don't get out of hand. I love using Bill Me Later. It has really helped when I was broke. You can also buy Walmart e-gift cards, then go shop in stores with them and use coupons to get more bang for your buck.
     
    #6Dec 11, 2012
  7. Ja'cobeC

    Ja'cobeCMember

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    I used bill me later a lot of time and still to this day. It helps when I see something I want as of right now but don't have the money until later that week. It really comes in handy for those things.
     
    #7Dec 20, 2012
  8. saizo6

    saizo6Active Member

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    I've been using Bill Me Later for a few years now and I like it. It's really handy to have. I've used it to buy things from online stores Wal-Mart, Overstock and even Ebay. The only time I use it is when Christmas rolls around though. Money gets a bit tight during that time of year so it's nice to have something I can use immediately. It's also good that a lot of the sites they are affiliated with would offer some kind of deal, like no interest for a certain period of time, because that way I can get it paid off easily.
     
    #8Dec 22, 2012
  9. schomeearnings

    schomeearningsBanned

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    I have never used Bill Me Later. I have always wanted to try it but scared I would get caught up in the thought of I can get whatever I want and do not have to pay it at the moment. I like the option, but I rather pay for something when I have the money in my hand versus waiting.
     
    #9Feb 28, 2013
  10. melovesengland

    melovesenglandMember

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    No I dont use Bill Me later or any form of credit card. I always pay things that I purchase straight away or issue check. You can get more discount on paying cash straight.
     
    #10Feb 28, 2013
  11. Bolt

    BoltWell-Known Member

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    I have never used Bill Me Later and I don't intend to either. I was raised to only spend what you have and that philosophy has served me well in my adult life. I don't even own a credit card, only a debit card for money I actually have.
     
    #11Feb 28, 2013
  12. blowx3

    blowx3New Member

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    My mother actually has that but I never thought about getting it. Its a good thing t have for like Christmas and everything. Maybe ill get it in the future.
     
    #12Mar 31, 2013
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