I learned so much about prepaid cards online and got even more confused. I know they act both as a debit and a credit card. From every online blog about prepaid cards, payoneer prepaid card is the one that is mostly praised. I had to apply mine online and I received it after three weeks but haven't started using yet. I learned some of the advantages of using the card. If you apply using a referral link, you both get $25 when you save upto $100 in your payoneer account. Too bad I never used a referral. The first time you load the card, there will be a one time fee of $30 and no more charges. This means you can use the card for a life time with no monthly or yearly charges. How great! Have you ever used prepaid cards?