One blogger advices his reader to open a number of bank accounts because it will make saving money easier for them. The blogger believes that if you have at least three different accounts: - one account for savings [for future large purchases, a vacation, etc]. - one account for saving money you intend to invest - one account for emergency savings If you are disciplined enough, you'll spend the money in those accounts for the specified purposes ONLY. And it would keep you out of debt forever. It certainly does sound like it can work. Your thoughts?