Does Your Medical/health Insurance Cover Dermatologist Appointments?

Discussion in Life & Health Insurance started by Natasha0717 • Oct 26, 2017.

  1. Natasha0717

    Natasha0717Active Member

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    Hi all, I've been wondering if medical insurance covers a visit (even partially) to a Dermatologist's office. I have United health Care, and the receptionist said something like, "Your insurance just might cover some of the first visit to our office."

    Was just wondering if this is standard procedure or if they would even possibly cover any further appointments I may have in the future? I've tried looking it up, and the answers I find online are a bit scattered. Some say yes, if it is a direct threat to my health, (which it pretty much isn't) .. and some say yes, it WILL cover the appointment(s), and some say nope, not at all. I get the feeling I'll probably be paying in cash o_O which I don't have very much of right now. Time to start saving just in case!
    What do you think about this? Have you ever gotten lucky with your health insurance and been pleasantly surprised when they covered something you didn't expect them to?
     
  2. overcast

    overcastActive Member

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    It seems like health insurance companies have their own set of the rules. And they exclude a lot of obvious type of the issues. And this is so that they can retain the insured money. I am not sure why the dermatologist money is not included in the health insurance. But it feels like it needs to be done from what I have noticed. There seems to be lot of demand for diabetic insurance as well. But they don't seem to be including that from what I have seen.
     
  3. Natasha0717

    Natasha0717Active Member

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    I know, it would be great if my insurance would cover even 1/3 of any dermatologist appointment. I'm not having any major skin issues or anything like that, this is purely cosmetic...but it's something that's been bothering me for a long time - OK I'll just SAY IT. I hate the bags under my eyes! :mad: I've tried everything, and they are always there, no matter what cream, lifting wand, magic potion I've used, nothing works. So I figured a cosmetic dermatologist might have some (non-surgical) ideas for me. It will be interesting to see if my insurance will maybe cover the initial visit/consultation. We shall see. ;) But probably not.
     
  4. Zero

    ZeroActive Member

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    No it doesn't since they consider it as a beauty procedure therefore don't feel the need or requirement to cover it which sucks..
     
  5. Jamille

    JamilleActive Member

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    It depends on your medical insurance coverage. My health insurance was issued by our company and depending on the number of enrolled members, the health card provider provides extra benefits like a facial or warts removal at their dermatology clinics. We met the criteria this year so we were allowed to have either facial or warts removal. For warts removal, we were only allowed to choose a specific body part. The benefit only covered the cauterization and we had to buy the cream.
     
  6. explorerx7

    explorerx7Active Member

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    This is a really interesting question. My health insurance has a provision for specialists but there is no information on which treatments are spceficied as specialist related. What may happen is that when I visit a specialist for a specific treatment, I would be told if the treatment is covered by my health plan