This is a new form of banking and loans system in our country. It's done by all types of people, this includes working class guys, stay-at-homes and even the jobless. People contribute a fixed amount of cash per week or per month. They can lend the money to one person who will pay at an interest. They can also start a business and share the profit. It has helped the jobless to get loans since they can't get loans from banks. There are more advantages of this system. Is there such a system in your country?