I recently took an online survey and one of the perks was that I got to try out the Experian Credit Educator service offered by Experian for free. I researched it before signing up to make sure it was legitimate. Basically, you sign up for a credit counceling session over the phone with an Experian agent. The phone interview lasts for about 45 minutes and they give you a free credit report and will talk you through each point of it. You even get to know your credit score with that company. I really learned a lot and wanted to share the experience with all of you.