Does flood insurance still exist? I mean, for real? I remember that my parents have collected insurance claims from flood damages. But that was two decades ago. Eventually, the insurance companies in our country removed flood damages from their coverage. Our country is a typhoon zone. Flooding has become a common occurrence these past few years. How about in your area? In Mississippi, do insurance companies remove coverage for flood damages? If the place is prone to bushfire, do insurance companies remove fire damages in the coverage, too?