Getting A Mortgage Is Stressful

Discussion in Mortgage & House Payments started by Rosyrain • Oct 4, 2015.

  1. Rosyrain

    RosyrainActive Member

    Joined:
    Feb 25, 2015
    Threads:
    167
    Messages:
    903
    Likes Received:
    252
    I have been whining on other threads about trying to get a home loan and I think I am almost there. I have been working with a great mortgage lady who is helping get my ducks in a row. The crazy part is how much paperwork they need. I have been in constant back and forth with the company via phone calls and email for 3 weeks going strong now. I swear they are going to ask me what brand of toilet paper I use next!
     
  2. Ke Gordon

    Ke GordonWell-Known Member

    Joined:
    Jul 26, 2015
    Threads:
    148
    Messages:
    1,892
    Likes Received:
    460
    Well, you know I think it is due to the former housing crisis when they extended mortgage eligibility to people who really shouldn't have qualified for them. I think most lending companies now have certain documentation they are requiring for those getting a mortgage in this day and time. So, don';t feel bad. I think it happens to everyone!
     
  3. Corzhens

    CorzhensWell-Known Member

    Joined:
    May 27, 2015
    Threads:
    151
    Messages:
    1,855
    Likes Received:
    459
    When we applied for a house mortgage, it's a good thing that it was by my husband's privilege as an employee of the bank. At least he got the full support of the loan department there because filling out the application form is like taking a board exam. The form came back to us twice for some additional information. And after a waiting time of more than 1 month, the approval came and another set of stressful activity started. We got the check but we had to submit the required documents like the taxes and other government documents. Yes, it was very stressful.
     
  4. Rosyrain

    RosyrainActive Member

    Joined:
    Feb 25, 2015
    Threads:
    167
    Messages:
    903
    Likes Received:
    252
    I know that we will eventually get the loan because the mortgage lender is helping us out to get what we need to done, but it is a constant document digging process and being on the phone with everyone all the time. It is starting to drive me crazy.
     
Loading...
Similar Threads - Getting Mortgage StressfulForumDate
Please Advice,i Have Been Denied MortgageMortgage & House PaymentsOct 14, 2017
Joint MortgageMortgage & House PaymentsNov 3, 2016
Is It Wise To Get Into Mortgage Again?Mortgage & House PaymentsOct 27, 2015
Mortgage CalculatorsMortgage & House PaymentsJul 17, 2015
Share tips on what you need to know before getting into the Mortgage gameMortgage & House PaymentsNov 30, 2012