I tend to be fairly aware of what the people around me make for a living and what they can and can not afford. I will never buy a gift if I can't comfortably part with the money and it is awkward when someone get me a gift that they can not afford. How does on politely refuse the gift? Some gifts can't be returned and so, they become an even bigger issue. Do you thank them and take the gift? Do you look for a way to pay them back in some way?