When it comes to the idea of giving to the needy,. I like giving to charity institutions. This is because, they create a pool of collections, and they can be able to do much more with the money they have collected, than I can do with my own. For instance, the money I would give to a needy person directly, can only buy them food for a night and maybe clothes. However, when we donate to a charity institution, they can be able to pay school fees for a child or two, a hospital bill and much more. All I need is to prove the authenticity of the institution before giving, because some of them have turned into a den of thieves.