I got an invitation recently and seriously considered it because I really need a car but don't want to buy a bucket or get caught up in salesperson drama. So when I got this I figured a few dollars to get something sensible from a place like CarMax. I mean really, the people in the commercials look nice, and the ads run all day long - not just during talk shows (like those proprietary schools that prey on people who don't have a diploma or GED). So I do an engine search and when people began talking about 119% interest, I tore up the letter. How was your luck? Were you able to pay the loan back without problems?