Hello everyone! What I'm going to share serves as a reminder for all of us to start saving for our retirement early on in life before it becomes too late to save. Well, my dad used to have a good and steady flow of income back when he was still at his prime. Together with his big income, he also got used to an expensive lifestyle. Dining out everyday with his moneyed friends, spending thousands on a daily basis. He was able to buy lands and was able to build a good house for us though, so I'm really thankful for that. He was able to have the luxury of buying cars too. What I'm really thankful for is that he was able to provide well for my education, and even for the education of his grandsons and granddaughters from my sister. My sister died while the kids were still young, and despite having their dad with them, it was still my dad who volunteered to shoulder their education. What he forgot to do though was think of his retirement years. He was never able to save a dime at all. Now that he is already past the retirement age, he's totally broke and he doesn't want to stop working because he still has hopes that he could earn his millions one of these days. I do think that it's too late to think about getting rich at such a very old age though. A valuable lesson I have learned is to always plan and save early for retirement because I don't want to go through what my dad is going through right now.