Having a health card is imperative for seniors. Whether we admit it or not, sickness will come and we may be caught by surprise. That is the advice to the seniors of one family physician over the radio. Being sick is expensive but you can avoid spending too much if you have a health insurance. I have to agree with that physician because hospitalization nowadays always costs an arm and a leg. But with a health card, you have nothing to fear and nothing to worry about the expenses.