I spent the majority of my lunch today on the phone trying to get someone from my health insurance company to verify what amount I am suppose to pay for January. I listened to the recording for about 20 minutes and finally hung up without ever talking to anyone. See I was mailed a bill earlier in the month, for January and the thing is I am one payment ahead, therefore my next payment should be the new rate for 2015. I am afraid if I don't send enough they might cancel me and then what? I figured I would try again tomorrow in the morning. I know this is all new in the United States but in all honesty you would think you could get someone on the phone about a bill. Anyone else have any problems with the new health insurance?