Being unemployed brings with it difficult times financially. The anxiety heightens with each coming day in trying to find resources for assistance through family, church, and chances of winning the lottery. There are resources to tap into if you set aside that imp called pride and not worry about losing face/dignity when doing so. I am one of those in this dilemma. Reaching out to all my creditors to see how they would be able to assist me with auto payments, insurance payments, and even health care. The most important though is my home. I just happen to research this program HARP's website and I saw a link 'If unemployed...' so I clicked on it. Whoa another assistance program loaded on screen called UP (Home Affordable Unemployment Program). It is available for persons who are eligible to receive unemployment and you apply through your mortgage servicer or one that is on their list and depending on the situation may be able to reduce mortgage payments to 31 percent on total income or suspend mortgage payments up to 12 months. I thought I would share this with the forum. It may be a resource to pass along to someone. Just remember ... have your questions ready and always read the fine print. I'm sure going too.