I wanted to ask a question here and find out if any of you would know the answer. Lets say that your home owner's insurance is in someone else name. For example your father or mother, even your spouse. But then they suddenly die, and this insurance is in their name. Will this effect the policy, will the policy be dropped if the company finds out that the person on the policy is now deceased. I am curious to know if any of you have any idea what this would mean to the insurance policy.