Do you pay any fees if you live outside the US? I do, and I pay $5 to $6 depending on the exchange rate each withdrawal, which adds up over time and is an obvious disadvantage. How about you? Does your bank charge you any fees for withdrawing your Paypal balance or you get the whole amount? I also lose money with Paypal's exchange rate when I withdraw, but a company's gotta do what it takes to make money, right? I know US folks don't get any deductions, but how about international users?