GEICO is awesome! not only are the rates cheap, but they make everything easy. You can call them at 3am on a Saturday night, and you will get a live person. I bought a new Mustang GT and State Farm quoted me $5000 per year (with 20yrs of driving and a 10% discount for good drivers record). Geico charges me $2500 per year for two Mustangs, full coverage, mechanical breakdown, towing, rental, road side assistance, and my deductibles are $250. To raise my deductibles to $500 it would only save me $50 per year. Having had my parked car hit twice, and one car destroyed in a flood, I can testify Geico will pay your claims with no problem. i have had them for over 12 years now. Will never change.