It can be helpful to evaluate your Auto Insurance Policy from time to time. Sometimes, you are eligible for insurance discounts and don't even know it. There are different milestones and criteria for different companies. Have you recently married? Have you recently turned 25? Things like this may entitle you to discounts. Companies change their policies at times as well. A particular policy may cost less (or more) now than it did when you signed up. Ask your Insurance Agent to review your policy for any all discounts that you may be able to get. It never hurts to ask, especially if it ends up helping you save money.