Student car insurance rates are usually high for various reasons. Yet you would find it heartening to know that you can save some money on student car insurance rates. As a student although it is true that your car insurance rate is on the high, yet by following a few steps you can lower the rate much to your delight and satisfaction. One of the best methods to lower student car insurance rates is to have a thorough discussion with an experienced agent attached to the most sought after car insurance company online. The agent would be available round the clock at your service. He can be contacted either by phone or by email. You would be extremely happy at the impeccable service offered by the best car insurance company when it comes to providing you with the best car insurance coverage. You might wonder why as a student you have to pay more money on car insurance. The reasons are quite a few. One of the main reasons cited by the car insurance companies is that you may lack the experience that is needed to drive a luxurious car or a sports car for that matter. Hence the chances of getting into accidents are more if you are a student. This is the primary reason why car insurance companies tend to quote on the higher side in the case of students. Another reason why students’ car insurance rates are high is the fallible driving habits they might have much to their disadvantage. As a student you tend to drive your favorite car fast and tend to speed it across the roads much to your joy and entertainment. At the end of the day you might end up crashing against a tree or another car! You would be amazed to know that you can lower your students’ car insurance rates by showing to the car insurance company that you do have good driving habits and a good driving record too. You can cut down on your car insurance rates by showing to the company that you live in an area that is not prone to accidents and vandalism and that you possess a safe car! Do you have any other suggestions to lower student car insurance rates?