You would find it heartening to know that you can save quite a lot of money on car insurance provided you go about it in an organized manner. There are a few methods by which you can reduce your car insurance rates. If you possess multiple cars then you can try to get your car insurance coverage for your vehicles from the same provider. This will enable you to save money on your auto insurance. This is because of the fact many car insurance companies would give you discounts if you go for multiple car insurance plans from them. This is one of the best methods to cut down on your car insurance rates. If you have a good driving record then again you can save money on auto insurance. Car insurance companies tend to encourage drivers that have good driving records. In other words you can get competitive insurance rates from a car insurance company if you have established a good record as a driver. As a matter of fact your driving habits are watched for sure by the auto insurance company. If your driving habits are found very safe and adhering to traffic rules and regulations then the car insurance company would come forward to offer the best and unimaginable discounts for you. Another way by which you can cut down on your car insurance rate is by living in an area that is not prone to road accidents and vandalism. On the other hand if you live in an area that is known for a high degree of arson then you would have to pay more money on your car insurance. Therefore it goes without saying that you should have a clear idea about the various factors that control the premium rates of a car insurance coverage. A thorough knowledge of these factors would enable you to choose the best car insurance plan at the most affordable price. In fact you would do well to have a good control over these factors yourself. In fact you can move to a better place or area that is safety oriented in order to save more money on car insurance. You know other ways to save money on car insurance?