I have a friend who just applied for a business loan from a private institution so she could buy a lot for her business. She plans to put up a small building where she could do business in the lower floors and at the same time live in the topmost floor. Her vision requires a very big amount of money but she's willing to take the risk because she wants so bad to open her business within this year. It could take years before she would be able to pay off her loan but she's amenable to it. How about you guys? have you ever loaned a huge sum and how did you use it? Were you able to pay on time?