I first opened up a credit card with them and everything was good for the first two months. Eventually I come upon an account is restricted screen. I call and ask and they said because a $25 payment from a bank account was denied. This is after paying $280 off, so I wanted to make an extra payment from a second bank account. Apparently they are saying that my bank account number is invalid, which it is clearly not because I used it for payment a month before. They said I would need to send another $25 in to get it unrestricted, even though I just paid $280 off for the month. They said as soon as they receive payment they would take the restriction off my account. Here I am 6 days later with the money out of my account and I'm still restricted. So now I am racking up on late fees on the gym. I tried to change cards but they said you have to change it 5 days before the billing date so it was already too late. Worst company ever.