Did you know that in most cases you can forego the expensive insurance plan included in your cell phone bill to cover your device and insure it on your homeowners insurance? While most people pay 10-20 a month to insure a cell phone with their wireless carrier you can usually secure coverage on your personal home policies for just a couple dollars a month. The deductible is usually a lot less or even nothing at all depending on the options available and what you want to pay. Not all carriers are created equal but a lot of companies are beginning to offer the mobile device coverage. I suggest calling your agent today. It could save you a lot of money each month!