When I got married, one of the first things my husband and I did was to open a joint account where we could both pitch in every time we received our salaries. We both have our individual ATM cards for the account but we see to it that we hardly ever withdraw unless it's really necessary. How about you guys? What can you say about joint accounts? Should a couple necessary open one or is it okay to have separate accounts? I'd love to hear your ideas and experiences on this.