The law stipulates that if you own or operate a motor vehicle it is mandatory to have insurance coverage. Therefore, if you opt not to comply and chose to operate without the coverage and you are caught, you will be sanctioned. This rule allows automatic business for the insurance companies and you are required to pay for the service in advance. However, in many instances, whenever a claim is made on the insurance company, they stall and delay in compensating you, sometimes without a valid reason for doing so. Do you believe that there should now to be the consideration for some form of regulation to have the insurance companies compensating their clients more promptly when it is warranted?