I have been working for more than six years now. I've been saving a lot as well, since I have worked. But, apart from what I saved from my salary. I also earn and save from my online business. I sell stuff. I post it on Facebook and if a buyer is interested, they can get in touch with me and We'll meet up or have it shipped to where ever and then boom! I'll get my instant cash. All proceeds will automatically go to my savings account. That's how I save for my future.