Which kind of traveller are you... package or independent? Have you made a comparison of buying a package or doing everything yourself? Which one came out cheaper? Personally, I do not like the strictures of a package and prefer to plan everything myself so I have some freedom when I get there. It's my belief that my way ends up being cheaper, but I have no concrete evidence for this, so I would like to hear from anyone whose done the comparison. This winter I will be going to Ghana, and I'm planning my own flights, sorting an apartment to live there and the rest I will make up when I arrive. I will save hugely on food as I can just go to the markets and I will save on the winter fuel in the UK. Christmas on the beach is very appealing!