Millions of people are suckered into paying for insurance, and don't even know that when the time comes for them to need it, they don't get their settlement because the insurance company has it's dumb reasons. Doesn't anyone agree with me when I say that it would've been better to just save up all of that money yourself? Now if you have a newer car, it's more likely that your insurance will pay you, but for the market of used cars, insurance companies have their motives and reasons setup up for execution when someone tries to make a claim. I'm not saying all of the companies are bad, but I know for a fact that they do unethical things. Why not just save the money yourself?