Finding the best way to pay off debt seems to be a topic that many people are interested in, but it is very hard to achieve and requires a lot of discipline. I used to have a lot of debt, but I have finally figured out a way to start digging myself out of it. I do some online work and most of the money I make is now being used to chip away at the bills and get some money into savings. I figured out that most of my bills can be paid online and have created online accounts for most of them. Until waiting until the bill is due, I now make small payments throughout the month and usually end up paying more than what is due each month to bring down the balance faster. I also worked on paying off a couple of the small balance bills first so that I could feel proud at the accomplishment. After that was done, I looked at the bills I still have to get paid off and have begun paying on the bills with the highest interest rates so that I can save myself a little money in the long run. Student loans are the biggest debt I have and I hope to have them paid off in the next couple of years instead of 10 years from now.