What is your habit when you are saving your money? Are you the kind of person when your payday comes you had the habit of paying yourself first? Which means you will allocate first a percentage of your salary for savings before paying all all your bills and before you spend for something. Or will you first pay or spend for everything? And then you realize that there is nothing left for your savings which only means that you had this habit of paying yourself last. Which habit do you think you have when it comes to saving money?