I have recently looked at getting pet insurance for my dogs, but have decided against it. Now the reason for this is I have found they are full of hidden talk. For example, one plan would only cover my dog after they had been on the plan for six months, then it would only cover what it deemed to be necessary, not what the vet wanted. Not only that any type of cancer treatment would not be allowed, which I hope to never need, but still is something I want to have. So buyer beware!